Medicare Open Enrollment 2026: 5 Things to Review Before December 7

Introduction:

Medicare Open Enrollment begins October 15 and runs through December 7 each year. During this time, Medicare beneficiaries can review their current coverage and make changes for the upcoming year.

Even if you’re happy with your current plan, it’s important to take a few minutes to review what’s changing. Plans, costs, drug coverage, and provider networks can change from year to year.

Review Your Plan Costs

Take a look at your premiums, deductibles, copays, and other out-of-pocket costs. A plan that worked well for you this year may have different costs next year.

Check Your Prescription Coverage

Review the medications you currently take and make sure they will continue to be covered. Drug costs and formularies can change, so it’s worth checking before renewing your plan.

Make Sure Your Doctors Are Still Covered

If keeping your current doctors and specialists is important to you, verify that they will remain in your plan’s network for the upcoming year.

Compare Your Plan Benefits

Look beyond the monthly premium. Dental, vision, hearing, transportation, and other supplemental benefits can vary between plans.

Watch for Changes in Your Area

Medicare plans and their benefits can change each year. New plans may become available, while existing plans may change or no longer be offered in your area.

Take Time to Review

Medicare Open Enrollment is an opportunity to make sure your coverage still fits your healthcare needs and budget. Taking a little time to review your options before December 7 can help you enter the new year feeling more confident about your coverage.