Association of Financial Consultants
Nonprofit and IRS approved 501(c)(3) Organization
Most people sit through a financial presentation and leave with more questions than they came in with. The language is too technical, the concepts move too fast, and by the time they get home they couldn't explain what they heard to their spouse. That's not a client problem. That's an education problem.
The Association of Financial Consultants exists to hold financial professionals to a higher standard of client communication. The designation recognizes advisors who are trained not just to build plans, but to explain them. Every concept in plain language. Every recommendation with a reason behind it. No jargon, no shortcuts, no assuming the client already knows how this works.
At Overflow, that standard is built into everything we do. We don't measure a good meeting by how much we covered. We measure it by how much you walked away understanding. Your plan doesn't work if you don't know what's in it or why.
We also believe that financial education belongs in the community, not just in a conference room. That's why we host events designed to give families a real picture of where they stand and what their options are. No pressure, no sales pitch. Just information you can actually use.
Our firm does not provide legal or tax advice. We recommend consulting with a qualified attorney or CPA for any legal or tax matters.
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Overflow Finance & Insurance, LLC
Serving Northeast Florida locally, along with anywhere in the U.S. We offer full holistic financial planning using cutting edge technology and tactical partnerships.
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Advisory services are offered through Trusted Risk Management, an Investment Advisor in the State of Florida. Insurance products and services are offered through Overflow Finance and Insurance LLC, an affiliated entity. Trusted Risk Management and Overflow Finance and Insurance LLC are not affiliated with or endorsed by the Social Security Administration or any other government entity. Being registered as an investment adviser does not imply a certain level of skill or training. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results. Opinions expressed herein are solely those of Overflow Finance and Insurance LLC and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Florida or where otherwise legally permitted. Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph. Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.